Predict360 Essentials

The Right-Sized Risk and Issues Solution for U.S. Community Banks and Credit Unions

Designed for U.S. community banks and credit unions with less than $3 billion in assets, Predict360 Essentials provides the tools you need to simplify and streamline your risk and issues management without adding headcount or outsourcing services.

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Customers Using Predict360's AI-Powered Solutions
First Hawaiian Bank
HomeTrust Bank
First Bankt Gateway
Park National Bank
Kearny Bank
Oriental Bank
HarborOne Bank
Home Loan Investment Bank
First Commonwealth Bank
Byline Bank
Republic Bank
Choice Bank
United Bank
Atlantic Community Bankers Bank
BHG Financial
First Foundation
Coastal
Citizens Business Bank
cbibanks
QCR Holdings
Fulton Bank
1st capital bank logo
Alden
First National Bank

Simplify Risk Management with Predict360 Essentials

Predict360 Essentials delivers standardized, preconfigured tools for managing risk assessments, issues tracking, and compliance—all tailored to the unique needs of community banks and credit unions.

Key Features Include:

  • Comprehensive Risk Libraries

    Access to our preloaded community banking library and the Crowe Risk Library.

  • Preconfigured Standard Risk Assessments

    Risk assessments include a robust set of preloaded evaluations, such as:

    1. BSA/AML/OFAC/CIP Risk Assessment
    2. Information Security Risk Assessment, covering:
      1. Vendor/Partner InfoSec Ratings (NPPI or proprietary information exposure)
      2. Vendor Mission Criticality Ratings
      3. Information System Ratings and Risk/Control Assessments
    3. Cyber Security Risk Assessment
    4. UDAAP Risk Assessment (Unfair, Deceptive, and Abusive Practices)
    5. Fair Lending Risk Assessment
    6. FACTA Risk Assessment
    7. ACH Risk Assessment
    8. Remote Deposit Capture Risk Assessment
    9. SOX/FDICIA Risk Assessments (SOX for public banks, FDICIA for banks over $1B in assets)
  • Real-Time Issues Management

    Move beyond spreadsheets and emails with a centralized, real-time view of issues and action plans across your organization.

  • Kaia AI Assistance

    Use Kaia to explore additional controls, streamline workflows, and enhance risk management efficiency.

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Complimentary Datasheet

Predict360 Essentials

Risk and Issues Management for Community Banks and Credit Unions

Predict360 Enterprise Risk Management Software
Predict360 Essentials

Why Predict360 Essentials?

Eliminate Guesswork, Gain Peace of Mind

Community banks often face challenges such as:

  • Ensuring comprehensive risk coverage
  • Managing siloed data without a standard methodology
  • Preparing for regulatory exams without additional headcount

With Predict360 Essentials, you can:

  • Leverage preloaded, standardized risk assessments
  • Standardize your risk methodologies and reporting
  • Gain confidence that your regulatory obligations are met
  • Avoid costly third-party outsourcing services
How It Works
Why Choose Us?
Ready to Streamline?

How It Works

Predict360 Essentials provides the tools you need to manage risk without adding complexity:

  • Preloaded Dashboards and Reports: Gain immediate insights with standard risk assessment reports, heat maps, and dashboards for risks and controls.
  • Implementation in under 30 Days: Be up and running quickly with onboarding included.

Why Choose Predict360 Essentials?

  • Standardized Tools: Ensure consistent risk methodologies and reporting.
  • Future-Proof: Easily upgrade to the full Predict360 platform when your organization is ready.
  • Trusted Partner: Built by the experts at 360factors, trusted by community banks nationwide.

Ready to Streamline Risk and Compliance Management?

Take control of your risk and compliance processes today. Schedule a demo to see how Predict360 Essentials can help your community bank meet regulatory obligations with confidence—without adding complexity.

Why Choose 360factors?

360factors empowers organizations to accelerate profitability, innovation, and productivity by predicting risks and streamlining compliance.

Complete GRC

Complete GRC

All the GRC tools you need integrated in one solution
Basic to Enterprise

Basic to Enterprise

From simple risk assessment to complete risk register and control testing
Speed & Execution

Speed & Execution

Insights into your risk program & control effectiveness
Fast Implementation

Fast Implementation

The cloud-based solution can be integrated within days
Flexible and Modular

Flexible and Modular

Pick the modules you need for your business
Easy to Use

Easy to Use

Automation and an intuitive interface ensure ease of use
What Customers Say About 360factors

Learn How 360factors Empowers Customers to Manage Their Risk and Compliance Programs with Ease.

We look forward to working with 360factors to advance our enterprise risk and compliance programs for the bank while increasing the products and services we offer to the community.

Mark Casel Chief Risk Officer

We selected Predict360 due to its ease of use, banking industry design, and endorsement by the American Banker’s Association.

Eric Sprink President & CEO

Predict360’s banking workflows, risk library content, and endorsement from the American Bankers Association are a great fit for our bank.

Julie Dahle EVP and Chief Risk Officer

Predict360’s out-of-the-box applications designed specifically for banks our size along with their banking content was a significant influence in our selection of 360factors.

John Dunne EVP Chief Risk Officer

As part of our initiative to expand our products and services, we wanted to enhance our enterprise risk and compliance management to support this growth. Predict360 will enable our team to meet these goals efficiently.

David Claussen Chief Risk Officer

360factors’ solutions, powered by artificial intelligence, enables our organization to adapt and respond effectively to the ever-changing regulatory compliance landscape.

Joanna Chancellor Business Support Manager

The powerful features combined with the easy implementation of the cloud solution made Predict360 a great fit for our organization.

Steve Parker Chief Executive Officer

We believe our collaboration with 360factors and the technology they bring supports our vision for the future.

Gina Anonuevo Chief Compliance Officer

Deploying Predict360 is another step by us towards becoming a more streamlined and efficient organization.

Crystal Barnes Regulatory Compliance Specialist

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