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Simplify Risk Management with Predict360 Essentials
Predict360 Essentials delivers standardized, preconfigured tools for managing risk assessments, issues tracking, and compliance—all tailored to the unique needs of community banks and credit unions.
Key Features Include:
- Comprehensive Risk Libraries
Access to our preloaded community banking library and the Crowe Risk Library.
- Preconfigured Standard Risk Assessments
Risk assessments include a robust set of preloaded evaluations, such as:
- BSA/AML/OFAC/CIP Risk Assessment
- Information Security Risk Assessment, covering:
- Vendor/Partner InfoSec Ratings (NPPI or proprietary information exposure)
- Vendor Mission Criticality Ratings
- Information System Ratings and Risk/Control Assessments
- Cyber Security Risk Assessment
- UDAAP Risk Assessment (Unfair, Deceptive, and Abusive Practices)
- Fair Lending Risk Assessment
- FACTA Risk Assessment
- ACH Risk Assessment
- Remote Deposit Capture Risk Assessment
- SOX/FDICIA Risk Assessments (SOX for public banks, FDICIA for banks over $1B in assets)
- Real-Time Issues Management
Move beyond spreadsheets and emails with a centralized, real-time view of issues and action plans across your organization.
- Kaia AI Assistance
Use Kaia to explore additional controls, streamline workflows, and enhance risk management efficiency.
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Why Predict360 Essentials?
Eliminate Guesswork, Gain Peace of Mind
Community banks often face challenges such as:
- Ensuring comprehensive risk coverage
- Managing siloed data without a standard methodology
- Preparing for regulatory exams without additional headcount
With Predict360 Essentials, you can:
- Leverage preloaded, standardized risk assessments
- Standardize your risk methodologies and reporting
- Gain confidence that your regulatory obligations are met
- Avoid costly third-party outsourcing services
How It Works
Predict360 Essentials provides the tools you need to manage risk without adding complexity:
- Preloaded Dashboards and Reports: Gain immediate insights with standard risk assessment reports, heat maps, and dashboards for risks and controls.
- Implementation in under 30 Days: Be up and running quickly with onboarding included.
Why Choose Predict360 Essentials?
- Standardized Tools: Ensure consistent risk methodologies and reporting.
- Future-Proof: Easily upgrade to the full Predict360 platform when your organization is ready.
- Trusted Partner: Built by the experts at 360factors, trusted by community banks nationwide.
Ready to Streamline Risk and Compliance Management?
Take control of your risk and compliance processes today. Schedule a demo to see how Predict360 Essentials can help your community bank meet regulatory obligations with confidence—without adding complexity.
Why Choose 360factors?
360factors empowers organizations to accelerate profitability, innovation, and productivity by predicting risks and streamlining compliance.

Complete GRC
All the GRC tools you need integrated in one solution
Basic to Enterprise
From simple risk assessment to complete risk register and control testing
Speed & Execution
Insights into your risk program & control effectiveness
Fast Implementation
The cloud-based solution can be integrated within days
Flexible and Modular
Pick the modules you need for your business
Easy to Use
Automation and an intuitive interface ensure ease of useLearn How 360factors Empowers Customers to Manage Their Risk and Compliance Programs with Ease.
We look forward to working with 360factors to advance our enterprise risk and compliance programs for the bank while increasing the products and services we offer to the community.
Mark Casel Chief Risk Officer
We selected Predict360 due to its ease of use, banking industry design, and endorsement by the American Banker’s Association.
Eric Sprink President & CEO
Predict360’s banking workflows, risk library content, and endorsement from the American Bankers Association are a great fit for our bank.
Julie Dahle EVP and Chief Risk Officer
Predict360’s out-of-the-box applications designed specifically for banks our size along with their banking content was a significant influence in our selection of 360factors.
John Dunne EVP Chief Risk Officer
As part of our initiative to expand our products and services, we wanted to enhance our enterprise risk and compliance management to support this growth. Predict360 will enable our team to meet these goals efficiently.
David Claussen Chief Risk Officer
360factors’ solutions, powered by artificial intelligence, enables our organization to adapt and respond effectively to the ever-changing regulatory compliance landscape.
Joanna Chancellor Business Support Manager
The powerful features combined with the easy implementation of the cloud solution made Predict360 a great fit for our organization.
Steve Parker Chief Executive Officer
We believe our collaboration with 360factors and the technology they bring supports our vision for the future.
Gina Anonuevo Chief Compliance Officer
Deploying Predict360 is another step by us towards becoming a more streamlined and efficient organization.
Crystal Barnes Regulatory Compliance Specialist